Books by Dr Wilson Mbugua
“Impacting lives with Christian literature”
Dr. Wilson Mbugua
CPA Dr. Ngugi is a born-again Christian, an experienced Financial Management Advisor, a Certified Public Accountant, a Speaker, a Mentor, and an Author. He is an alumnus of the University of Nairobi, School of Business, where he earned a Bachelor of Commerce (Accounting) and a Master of Business Administration (Finance). He also holds a Doctor of Business Administration (DBA) in Finance from the United States International University–Africa (USIU), Chandaria School of Business.
He is a member of the Institute of Certified Public Accountants of Kenya (ICPAK) and the Information Systems Auditors and Control Association (ISACA).
Dr. Ngugi began his career at PricewaterhouseCoopers (PwC) as an auditor and has accumulated nearly three decades of experience in both the private and public sectors. He has served as a Trustee and Chair of the Board of his employer’s Staff Pension Fund, as well as a Council Member and Treasurer of the Association of Retirement Benefit Schemes (ARBS) for over ten years.
His doctoral dissertation was titled “The Influence of Internal Scheme Features on the Investment Strategies of Occupational Retirement Benefits Schemes in Kenya.” His passion lies in promoting financial literacy and retirement lifestyle planning among individuals and families. He is the author of Planning for Lifestyle in Retirement and The NSE Prophecy.
Dr. Ngugi lives in Kiambu County with his wife, Madam Lois Mbugua, author of The Last Tear Drop, and their six children. The family fellowships at Mamlaka Hill Chapel, Ruaka, and their shared vision is “to influence families for God and for good.”
Planning for Lifestyle in Retirement
Retirement is more than just and end of career-It’s the beginning of a fulfilling, purpose-driven chapter of life. In Planning for Lifestyle in Retirement, Dr Wilson Mbugua offers a comprehensive guide to navigating this significant transition. With practical advice, inspiring anecdotes, and reflection questions, this resource equips readers to take proactive steps towards a meaningful retirement. Dr. Mbugua emphasizes a holistic approach, reminding readers that retirement isn’t just about what you save but how you live. Whether you are preparing for retirement or already in it, this book is your roadmap to thriving in your golden years.
I am delighted to share that ‘Planning for Lifestyle in Retirement’ by Dr. Wilson Mbugua has been an enlightening read, packed with invaluable insights and practical guidance for anyone preparing for retirement. The book offers a comprehensive 360-degree perspective not only on financing your dream retirement lifestyle but also on nurturing critical life aspects such as fostering meaningful relationships, pursuing spiritual fulfillment and prioritizing physical and mental well-being. A must-read for those seeking a balanced and fulfilling post-work life.
As one gets an appointment letter to a job opportunity, automatically embarks on a journey to retirement. This was a well thought material that fits every age and stage of life, as it prepares us for what is inevitable. Thanks Dr. Wilson.
This book draws us to adequately prepare for both physical and eternal retirement. Purpose to Prepare.
Well done Dr. Wilson, it’s a great read
Dr. Mbugua, insightful indeed! Congratulations for this milestone.
Congratulations, Dr. Mbugua.
Your book is truly inspiring — every chapter carries a palpable call to action, stirring the heart and challenging the reader to live with deeper purpose. What moved me most is how powerfully you illuminate the eternal spiritual connection. It’s eye-opening to realise that every space we step into can indeed become a mission field.
Thank you for sharing such a transformative message through your writing.
This book is an eye opener.
The 13 chapters from the 1st one on Retirement Versus Retirement Lifestyle Planning to the last chapter on Final Retirement are deeply enriching and rewarding. Very informative read and insights.
A very good book full of teachings and lessons for both young and old people.I recommend it to everyone.
An exceptional presentation of actionable advice on retirement planning and execution. Thank you very much Dr. Ngugi
Very helpful book indeed. I plan to gift my clients with this book
Very helpful book
The insight of the book is a great practical lesson.
Great author!
Dr. Mbugua’s work is practical and empowering it is. He doesn’t just talk about retirement — he equips you to build a life you won’t need to escape from. His insights on faith, fitness, finances, and fellowship are timely and transformative. A powerful contribution, and a well-deserved nomination.
It is said failing to plan is planning to fail. The insight in the book Planning for Lifestyle in retirement by CPA Dr Wilson Mbugua gives such an holistic approach towards life after occupation. I highly recommend it.
I recommend this book to those who have retired and those planning to retire. You won’t go wrong. Thanks Dr Wilson for great insights.
Dr. Wilson lives the talk. I can attest to that, having lived with him for over 2 decades.
The book has been a blessing to our family, a practical application of each chapter in our lives, more so from a biblical perspective. Be it about family, our finances, keeping fit, and preparing for a thriving lifestyle in retirement.
We are grateful to have such a resource in Dr. Wilson.
Very insightful piece and well packaged
Dr. Mbugua’s insights and passion to promote purposeful and fulfilling retirement is timely. His perspective on purpose living is quite an anchor. After job titles, only purposeful living can be stabilizing. I like the wholistic approach of retirement, faith, purpose and of course eternal retirement. He lives the material he preaches. Grab your copy, thank yourself in your retirement.
Great book
Changed my perspective on retirement especially the non financial part
A must read for below 40
The book is such an insight especially the practicals. Trully a God sent buide
A very insightful book.
A must read! Thank you Dr. Mbugua.
Thank you for putting the message into a book we can easily relate with. This is indeed helpful insight into a crucial topic. Wonderful timing, thank you Dr. Mbugua for sharing.
The mystery of retirement is simplified.
The fears of retirement dispelled
The hope of fulfilled life in retirement affirmed.
Thanks Dr Mbugua for the incredible wisdom shared in this book.
I thank God for using Dr. Wilson to shed light on this topic, which many ignore.
Congratulations Wilson! This is a timely book at such a time like this when we are facing and planning for retirement. Well done!
A good practical piece…
This is a very valuable read for the Christian families
This is a great insight into our future that we have seen in African setup our kids have been our retirement plans
Keep up the good. Work. You are just an inspiration
An eye opener to a topic that is not highly discussed yet it is a reality in life. This book has a holistic approach that is focused on the overall wellness of a person by focusing on Faith, finances, physical and mental health. This is a must read for everyone who has a future ahead of them
Very great insights there. Thank you for this
I appreciated its practical foresight after reading the book several times and covering it as a guide in as a group with the author taking us through
Your concept of retirement will shift to a good direction. A must read
Highly recommended for any you person who is newly employed
I like the holistic view of purpose, which is shaped before, during and after our careers
Very insightful book with a 360 degree view of retirement planning from a Christian perspective. Highly recommend to anyone at whatever stage of their career.
A very informative read. Would recommend to anyone interested in learning about retirement planning
Dr Wilson has a wealth of knowledge and lives by what he preaches. Great to see him pen down this practical book on retirement.
Thanks you for the incite to look forward to a planned retirement especially in this uncertain world.
This is a rare topic to write on. You have displayed courage in tackling the issue of retirement.
Thank you Dr. Wilson for putting together a very practical resource. Definitely a must read👌
This book was an eye opener and I really like how Daktari focussed on all the aspects impacting retirement. It got me thinking very differently about how everything ties into retirement, shifting my focus from just financial security. I also like how he ties in the concepts with God’s word that should be a guide in everything we do. Great work Daktari for simplifying the complex concept of retirement making it easy for everyone- young and old to understand and plan better.
I highly recommend this book.
Great book. Really good for planning your future.
Dr Wilson Mbugua has well articulated practical and emotional guidance for planning a fulfilling,financially secure and meaningful retirement.
Comparable to “Rich dad Poor dad”. A must read.
Author of all ages
This is an amazing book for people of all ages to read. Highly practical and applicable. Thank you sir.
I have read the book and it’s God’s inspired approach towards retirement. It’s a must read in preparation for retirement.
Great insightful book.
This is very inspiring.Truly a must read
It is a wonderful book full of insights into finance, planning and lifestyle and am lucky to have read it when am young which is an opportunity for me to plan early for my life.
This is a must read for everyone. Great insights
An inspiring book, the holistic view on retirement journey is on check, I highly recommend it to anyone looking for retirement future plan insight.
Great and insightful reading I must say coupled by the Solomonic wisdom in this book. Thank you DR for the enormous knowledge sharing that is priceless.GOD bless you.
This is an inspiration. Future planning, which is undermined. Must read.
You’ve inspired us with your dedication and passion. You’ve earned it
A must read book👏
“I found to be a comprehensive guide to retirement planning. The book’s practical advice .Highly recommended for anyone approaching retirement or looking to make the most of their golden years!”
Thank you Dr.wilson for this book it is really educative.
This book should be sold to the whole world.it is providing knowledge that is essential to everyone.i can help people wether at their young age or old age.The writer must be God sent or someone who loves his brothers and sisters in this world
Wow, what a great vessel to enlighten people how to live a purpose driven life. Thank you
Planning for Lifestyle in Retirement is more than a guide; it’s a life manual that blends wisdom, practical strategies, and deep reflection. This book challenges us to be intentional not just about our finances, but about how we live, grow, and find purpose in our later years. A must-read for anyone who desires a fulfilling and meaningful retirement journey
It’s always a pleasure gaining wisdom from the years of experience shared in your writings Daktari. You prepare us ,we as the youth, well enough for tomorrow. Truly living a life of legacy.
This is a must read book for everybody who is looking forward to a better future tomorrow.
An inspiring book, providing a holistic view of retirement preparation.
We have done this book with a group of friends and I can say it’s a manual on retirement. It has completely changed our view on retirement and as family we are making necessary adjustments to make sure we retire in style. God bless Daktari and may it influence every person and family that gets to read this.
Daktari is also open to guide on group studies.
A good read. Retirement is a journey not an event or destination.
A timely book…quite equipping for us to begin early enough for a comfortable retired life
Indeed its a wonderful book,very educative and inspiring
A must read for anyone seeking a purposeful and fulfilling retirement journey. This book captures the importance of preparing not just financially, but emotionally and socially for this next chapter of life.
Dr. Wilson Mbugua brings a practical and relatable approach that inspires readers to plan intentionally for a fulfilling retirement. This book truly deserves recognition and wide readership.
This book is a must read, I like the phrase ” retirement isn’t just about what you save but how you live” for a meaningful retirement ensure you get a copy for yourself regardless of the age. Thank you #Dr. Mbugua for such a great resource.
I have been recommended, I know it shall be a good read.
Your writing is truly inspiring.Every page you write carries so much depth. Can’t wait to read more.Thanks for all.
It’s always giving back to the society that wins, with this new book I believe it will empower so many young people. Congratulations
Lean alot how to save retirement planning
This book is a masterpiece. The reality it provides for real live is applicable across different career people.
A good read and a book to be read by everyone. The book has practical and relevant insights to help one navigate through life with an end in mind
Proverbs 24:3-4 NIV
[3] By wisdom a house is built, and through understanding it is established; [4] through knowledge its rooms are filled with rare and beautiful treasures.
thanks dr Wilson for the great wisdom, and knowledge contained in the book.which bring great insight and understanding towards retirement.
Great book. Thanks Daktari. Definitely a must read.
Keeps the culture of reading
A very inspiring book and a must read, at any age. Thank you Dr. Ngugi.
This book is a great source of inspiration for everyone. When l read it my eyes got open
A great read with great insights on planning for retirement.
Thank you Dr Wilson .
Retirement presented in a holistic way: spiritually, financially, and socially. A great resource to have!
A very relevant book that helps the everyone plan for their latter days of Retirement
A book that will help the reader have a perspective on working and living now as one plans for when the work ends or one retires.
Very useful tips
A great writer who lives what he teaches. A true model and inspiration
Wonderful book indeed.Thanks daktari for opening our minds on financial literacy
When talking about retirement and finances we all need the conversation to be able to succeed and plan effectively. I believe this Author Dr Wilson mbugua explains this to us in the simplest form possible making the book to be a must read . Thanks daktari
As a very motivated and proud son of Dr. Wilson 😌. I’ve seen his planning skills first hand 👌🏾and can definitely ascertain that he has lived by the word and to everything he has authored in his book, Planning for lifestyle in retirement. Thank you Daktari for the knowledge and wonderful insight you have provided for us all, to help us now and in the days to come. We are very proud of you Dad💯🫡
Planing for retirement has been a big issue in the society,,,but with the help of our Dr.Mbugua Ngugi we can now know what to do and how to start planning so that we can enjoy our pension well
Thanks Daktari ✨ amazing work👌🏾
Dr. Wilson Mbugua gives clear insights of understanding of retirement and how are ought to prepare for it considering all financial and spiritual aspects. Excellent work done by the author 👌
The book on retirement is a masterpiece. I’ve read it and used it to teach my congregation as part of making us relevant in the world we live in. Great book indeed!
A very relevant book for all ages to plan for a seamless transition from active employment to retirement.
A great read it is! Thanks Dr Wilson for this resource.
This book shares very valuable insights. It’s a must read if you are planning to retire peacefully some day. Thank you Dr. Ngugi for the insights.
Brilliant book tailored for every Christian who values knowledge and wisdom. It hit me hard to learn from Dr Wilson’s book that how I currently live with my close family members is very crucial as part of my retirement planning . Well done and thanks for all the heads up brother.
This is a must read! Thanks Bro. Ngungi for coming up with such an interesting Book at this time in our lives. I must get a copy
Great book by Dr. Wilson.
The book emphasizes not only the financial aspects of retirement but also the importance of nurturing relationships that will sustain and enrich our later years.
Dr. Wilson reminds readers that it’s never too early or too late to start preparing. He highlights how retirement can impact our social lives and underscores the need to build strong family, community, church, and social networks well before retirement arrives.
This is an insightful and inspiring read for anyone who wants to approach retirement with confidence, purpose, and meaningful connections. This is must-read, preferably long before retirement begins.
This is book is the most relevant for African audiences, with examples drawn from real-life and relatable contexts.
I appreciate that it is not all about money, but also talks about relationships, health, and occupation post retirement. I could not recommend it more!
The book is very realistic and I would recommend to everyone as it helps you plan ahead and in a very practical set up.
A big Thank you to Dr.wilson for publishing the book on how to plan our retirement showning us that we are getting old and we need to plan wisely.
Be blessed.
Well done for remembering and offering great guidance to retirees
Dr. Wilson speaks to practical, relevant and immediately applicable steps to personal stewardship. It has helped me become a better steward of myself and others too. What a self-less gift. Blessings upon him and his family.
This was one read that is aligned to the local perspective. We need local investment and retirement plans simply because this is our context. I also loved that the book is not just about Finances. It also covers Marriage and Wellness which are topics that I’m deeply interested in.
This is an excellent piece of work.Very focused and articulates issues that are relevant to our time.
A much needed book to help people think and plan for life after formal employment and beyond
Retirement is a scary event for many. Thanks Wilson for sharing practical guidance on how to approach it.
The book has turned financial literacy into a language of freedom — proving that retirement isn’t the end of earning, but the beginning of ownership. Visionary work that empowers generations.
Retirement planning has been dissected with Grace and prudenxe in this classic by Dr. Wilson. A must read for everyone.
Very resourceful book for the class of people who might be neglected by writers. Thank God this book will help them to take a proactive approach towards meaningful retirement.. They will be able to “retyre” during their retirement. This is my 29th year in retirement and have not come across a book addressing retirement.
I have been a speaker in many retirement parties and I am sure a copy of this book will be a useful resource both for speakers and the retirees.
The book is a retirement manual. We have just finalised reading it with close friends and its been an eye opener and a blessing. I would recommend group reading since you get to learn from each other.
We all have now to best prepare for tomorrow and live out the purpose God ordained for us. This books gives practical ways to plan for your lifestyle in later years. Such a great nuggets that we went through as a group of couples the last few weeks.
Thanks for this read. Everyone must prepare for sunset years through reads like yours sir.
The most important time of life that need proper planning and yet most of our family out there look like they are caught off gaurd. Thank you so much for sharing this Sir
Topical and an informative guide. Well done!
Dr. Mbugua, your book is such a thoughtful and inspiring guide! Planning for Lifestyle in Retirement truly reframes retirement as a meaningful and purpose-driven chapter. I love how you blend practical advice with encouragement to live fully in every stage of life.
A great writer, motivator
Preparation of retirement
Man of excellence
A book that presents useful insights on financial management and retirement planning in ways that many readers can relate to
I laid my hands on the treasured book on December 17, 2024 and dove right in. I started to evaluate what and how I needed to do to ensure that I am ready for retirement. Some of the action points were promptly incorporated into my resolutions for 2025. Just over a month later my employer and the development sector was thrown into a spin leaving tens of thousands of workers across the globe reeling from the shock of imminent job and career loss. While the book didn’t resolve the impact of the job changes, it already got my mindset aligned towards and provided tools for planning for retirement regardless of the occasions it.